HK$1,200,000
The cost of qualified medical treatment, surgery and hospitalization arising from sickness or accidental injury. Special: Coverage for leisure and non-professional sports activities.
The cost of qualified medical treatment, surgery and hospitalization arising from sickness or accidental injury or Coronavirus Disease.
Up to 10% of Medical Coverage amount for follow-up expenses incurred within 90 days after the return to Hong Kong. (Applicable to Physical cure and Chinese Medicine Practitioner including Chinese bone-setting and acupuncture treatment. Max HK$200 per day.)
Sum-limit benefits for suffering from Coronavirus Disease is HK$5000
Special: Coverage for leisure and non-professional sports activities including but not limit to skiing and other winter sports, diving, parachuting, bungee jumping, hiking, and all water sports.
Repatriation of the Insured's mortal remains back to Hong Kong
Accidental Death/Permanent Total Disablement within 365 days of the accident. For third degree burns with burnt areas to or greater than 5% of total surface area
Personal accident benefits will be doubled if the Insured is travelling as a fare paying passenger on board a public conveyance or a coach being arranged by the travel agent
An immediate cash relief will be paid in the event of death due to sickness
Cover translator/interpreter services expenses incurred due to sickness, accidental injury or Coronavirus Disease (HK$500 per each complete day)
Cost of necessary formalities, burial and funeral expenses
Loss, physical breakage or damage directly resulting from theft, robbery, burglary or accident of the Insured's property
Loss of banknotes, cash and traveler cheques arising from theft, robbery, burglary. The Insured should report to the local police within 24 hours of the accidents
Emergency cash with up to HK$500 per calendar day obtaining replacements of the travel documents at overseas. The Insured should report to the local police within 24 hours for the loss of/damage to the travel documents
Irrecoverable prepaid travel ticket, travel expenses, hotel and major sports events, musicals, concerts, museums, theme park tickets in the event of:
The insured person, his family member or his Travel Companion was accidentally injured or serious sickness or died suddenly; the insured person served as a jury, unexpected outbreak of strike or riot, Act of terrorism, pandemic, natural disaster or adverse weather conditions, unexpected issuance of OTA Alert being black.
Irrecoverable prepaid travel ticket, travel expenses, hotel and major sports events, musicals, concerts, museums, theme park tickets in the event of:
The insured person, his family member or his Travel Companion was accidentally injured or serious sickness or died suddenly; unexpected outbreak of strike or riot, Act of terrorism, pandemic, natural disaster or adverse weather conditions, unexpected issuance of OTA Alert being black.
Reimburse additional reasonable transport expenses due to the derangement for the public transport which results in delay in departure.
The delay of scheduled public conveyance over 6 consecutive hours due to adverse weather conditions, riot, hijack, natural disaster, infectious disease, unanticipated outbreak of industrial action involving the arranged public conveyance, act of terrorist, civil commotion, the Insured can claim for cash allowance of HK$300 for each full 6-hour delay
Reimburse additional extra overseas quarantine hotel cost for extension of coverage against COVID-19, cover HK$500 per day per room.
Pays for the cost of the emergency purchase of essential items if your baggage is delayed more than 10 consecutive hours on the outward journey
Cost of obtaining replacements of travel documents and tickets, additional transportation and accommodation expenses
Maximum HK$10,000 per insured person/per rental vehicle concurrently.
If the insured person rents or hires a rental vehicle in the course of the insured journey which is involved in a collision whilst under the control of the insured person or such vehicle is stolen or damaged and the rental agreement includes an excess (or deductible or similar condition), the Company will reimburse the insured person for the rental vehicle excess up to the maximum benefits as stated in the Table of Benefits for the liable loss or damage of the rental vehicle. In no event shall this benefit be paid more than once per insured journey. It is a condition of this rental vehicle excess coverage that in the event of a traffic accident or car theft, the insured person shall make a report to the local Police
For up to one immediate family member who incurs reasonable additional accommodation and round-trip transport expenses to take care of the Insured who has been hospitalized for more than 7 consecutive days
Reasonable additional accommodation and travelling expenses for unattended insured children return to the Place of Origin due to the bodily injury or sickness or the Insured who has been hospitalized
Indemnity against legal liability to the third party in respect of accidental bodily injury or property damage
Loss of the household contents of the Insured's unoccupied home in Hong Kong arising from burglary during the journey
Expenses payable in the event of the Insured achieving a 'Hole-in-one' at any recognized golf course
In the event of accidental death of the insured person during the journey, any outstanding amount charged to his/her credit card(s) for any goods purchased during the journey will be reimbursed
This is not a complete list of exclusions. Please read your policy or Certificate of Insurance carefully for a full listing of exclusions. If you have any questions please contact us for details.
