Maid Insurance - 即時報價及投保 | 中國平安保險(香港)

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Due to the severe situation of COVID-19, our Kwun Tong office will be closed for thorough sanitization, some services may be affected. The company will resume normal on Wednesday, September 7, 2022. We apologised for any inconvenience caused.

2022-09-04

Due to the severe situation of COVID-19, our Kwun Tong office will be closed today for thorough sanitization, some services may be affected. The company will resume normal on Monday, February 21, 2022. We apologised for any inconvenience caused.

2022-02-18

31/01/2022 office hours: from 9:00 a.m. to 1:00 p.m., sorry for any inconvenience caused

2022-01-24

31/12/2021 office hours: from 9:00 a.m. to 4:00 p.m., sorry for any inconvenience caused

2021-12-29

Removal Notice：Please be informed that starting from 7 June 2021, our company has been moved to 1901A, 19/F, NEO, 123 Hoi Bun Road, Kwun Tong, Kowloon, Hong Kong. All telephone and fax number will remain unchanged.

2021-06-03

Online Apply Any Insurance and Enjoy Up to HK$2,500 Welcome Offer from PACSHK

2023-04-21

"Where The Wind Blows" Movie Tickets Registration is Closed

2023-02-17

"Cyber Heist" Movie Tickets Registration is Closed

2023-01-01

【Offer Ends】Special Offers to Online Home Insurance New Customers: Enjoy $289 foodpand...

2022-11-28

Policy Benefits

Section A (Compulsory): Employer's Liability Insurance	Maximum Limit(HK$)
1. Employer's Liability Employer's Legal liability under the Hong Kong Employees' Compensation Ordinance and Common Law	HK$100,000,000 (any one event)
2. Personal Accident Benefits Death or Permanent Disablement resulting from accidental injury occurring in Hong Kong during the rest days of the Domestic Helper. Loss of limb: shall mean physical severance of a hand or foot at or above the wrist or ankle or of an arm or leg at or above elbow or knee. Loss of sight: shall mean total and irrecoverable loss of all sight. Accidental Death or Permanent Total Disablement Loss of two or more limbs Loss of sight of both eyes Loss of one limb and sight of one eye Loss of one limb or sight of one eye	$100,000 $100,000 $100,000 $100,000 $50,000
3. Personal Accident Benefits to the Domestic Helper when travelling abroad with the Employer Loss of limb: shall mean physical severance of a hand or foot at or above the wrist or ankle or of an arm or leg at or above elbow or knee. Loss of sight: shall mean total and irrecoverable loss of all sight. Accidental Death or Permanent Total Disablement Loss of two or more limbs Loss of sight or both eyes Loss of one limb and sight of eye Loss of one limb or sight of one eye	$50,000 $50,000 $50,000 $50,000 $25,000
1. Clinical Expenses Reimbursement of clinical expenses incurred by the Domestic Helper up to Provided that the first medical treatment was received from a legally qualified and registered medical practitioner, expenses for bonesetting or physiotherapy are also covered up to Total maximum amount payable per year under this Section	HK$200 per visit per day HK$100 per visit per day / HK$500 per year $4,000
2. Surgical & Hospitalization Expenses Reimbursement of expenses incurred by the Domestic Helper up to Room, Board & other miscellaneous hospital charges Surgical fee per disability Anesthesia and its administrative fee per disability Operation theatre fee per disability Total maximum amount payable per year under this Section	HK$300 per day HK$10,000 25% of surgical fee but not exceeding HK$2,500 12.5% of surgical fee but not exceeding HK$1,250 $25,000
3. Dental Expenses Reimbursement of two-thirds of the dental expenses incurred by the Domestic Helper up to	HK$1,500 per year
4. Emergency Medical Assistance Service by Emergency Repatriation of the Domestic Helper in the event of serious sickness or injury; Post-mortem Treatment and Repatriation of Mortal Remains	HK$20,000 per year Unlimited
5. Fidelity Protection Financial loss resulting from fraud or dishonest acts committed by your domestic helper (Compensation for unauthorized long distance calls)	HK$10,000 per year (Max. HK$3,000)
6. Temporary Helper subsidy Subsidy for employing temporary helper if your domestic helper is hospitalized	HK$200/day (Max.30 days)
7. Help Replacement Expenses Extra expenses reasonably and necessarily incurred for getting a new helper in the event the insured Domestic Helper is repatriated due to serious injury, illness or death.	HK$3,000 per year
8. Domestic Helper's Personal Effects Extend to cover loss of or damage to covered personal properties of the Domestic Helper at the place of the employer's residence	HK$3,000 per year
	Instant Quote

Section A (Compulsory): Employer's Liability Insurance

Maximum Limit(HK$)

1. Employer's Liability

Employer's Legal liability under the Hong Kong Employees' Compensation Ordinance and Common Law

HK$100,000,000 (any one event)

2. Personal Accident Benefits

Death or Permanent Disablement resulting from accidental injury occurring in Hong Kong during the rest days of the Domestic Helper.

*Loss of limb: shall mean physical severance of a hand or foot at or above the wrist or ankle or of an arm or leg at or above elbow or knee.
*Loss of sight: shall mean total and irrecoverable loss of all sight.

Accidental Death or Permanent Total Disablement
Loss of two or more limbs
Loss of sight of both eyes
Loss of one limb and sight of one eye
Loss of one limb or sight of one eye

$100,000
$100,000
$100,000
$100,000
$50,000

3. Personal Accident Benefits to the Domestic Helper when travelling abroad with the Employer

Accidental Death or Permanent Total Disablement
Loss of two or more limbs
Loss of sight or both eyes
Loss of one limb and sight of eye
Loss of one limb or sight of one eye

$50,000
$50,000
$50,000
$50,000
$25,000

Section B (Optional): Medical and Living Protection

Maximum Limit(HK$)

1. Clinical Expenses

Reimbursement of clinical expenses incurred by the Domestic Helper up to
Provided that the first medical treatment was received from a legally qualified and registered medical practitioner, expenses for bonesetting or physiotherapy are also covered up to
Total maximum amount payable per year under this Section

HK$200 per visit per day
HK$100 per visit per day / HK$500 per year
$4,000

2. Surgical & Hospitalization Expenses

Reimbursement of expenses incurred by the Domestic Helper up to

Room, Board & other miscellaneous hospital charges
Surgical fee per disability
Anesthesia and its administrative fee per disability
Operation theatre fee per disability
Total maximum amount payable per year under this Section

HK$300 per day
HK$10,000
25% of surgical fee but not exceeding HK$2,500
12.5% of surgical fee but not exceeding HK$1,250
$25,000

3. Dental Expenses

Reimbursement of two-thirds of the dental expenses incurred by the Domestic Helper up to

HK$1,500 per year

4. Emergency Medical Assistance Service by

Emergency Repatriation of the Domestic Helper in the event of serious sickness or injury;
Post-mortem Treatment and Repatriation of Mortal Remains

HK$20,000 per year
Unlimited

5. Fidelity Protection

Financial loss resulting from fraud or dishonest acts committed by your domestic helper
(Compensation for unauthorized long distance calls)

HK$10,000 per year
(Max. HK$3,000)

6. Temporary Helper subsidy

Subsidy for employing temporary helper if your domestic helper is hospitalized

HK$200/day
(Max.30 days)

7. Help Replacement Expenses

Extra expenses reasonably and necessarily incurred for getting a new helper in the event the insured Domestic Helper is repatriated due to serious injury, illness or death.

HK$3,000 per year

8. Domestic Helper's Personal Effects

Extend to cover loss of or damage to covered personal properties of the Domestic Helper at the place of the employer's residence

HK$3,000 per year

Instant Quote

Policy Exclusions

Brief Exclusions (Please refere to the Insurance Policy for details)

General exclusions applicable to All Sections
War and allied perils, suicide, pregnancy or childbirth, intoxication by alcohol, narcotics or drugs not prescribed by a legally qualified and registered medical practitioner, pre-existing conditions, acquired immune deficiency syndrome (AIDS) or AIDS related complex (ARC) and any injury, illness or death which occurs or results from event taking place outside of Hong Kong.
Waiting Period - A 15 days waiting period from the inception date of the Domestic Helper's insurance shall be applicable to Sections B1, B2, B3 and B6 of the Schedule of Benefits for any Domestic Helper. No benefits shall be payable under these Sections during the waiting period.

Specific exclusions applicable to

Any late payment surcharge that the Insured may become liable under the legislation.
Nervous or mental disease, veneral disease, congenital anomalies or deformities, infertility, sterilization, heart disease, cancer, rest cure, physical check-ups and cosmetic or plastic surgery unless to correct an injury covered under the policy.

unless to correct an injury covered under this plan.

Routine examination, scaling polishing or cleaning, crowning, bridges, braces and dentures.
Driving or riding in any kind of race, underwater activities involving the use of breathing apparatus.
Any repatriation or transportation of mortal remains originating outside of Hong Kong.

This is not a complete list of exclusions. Please read your policy or Certificate of Insurance carefully for a full listing of exclusions. If you have any questions please contact us for details.