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For a better experience, using Google Chrome to get the quote again.

We already support mobile version for Fire insurance.

Applicant Requirement

The applicant must agreed and conformed to the below requirements to make the policy effective:

  1. Online application does not accept coverage for Insured Premises older than 50 years.
  2. My home is built of / roofed with materials of bricks, stone or concrete.
  3. I have never been refused cover or have special terms and / or additional premium been imposed to me for any insurance of the same kind I am applying for.
  4. I haven't made any claims under any insurance related to my application within the past 2 years.
  5. This insurance is only suitable insured for Geographical area, and cover accident caused within Geographical area. “Geographical Area” means the territories of the Hong Kong Special Administrative Region.
  6. No cancellation and premium refund are allowed for this home insurance certificate and policy;
  7. Home Contents Protection and Personal Effects:
    • 10% of the adjusted loss or the minimum excess of HK$500 (Replacement of personal documents: HK$250)
  8. The damage caused by landslide and subsidence or water damage or damage to flooring:
    • 10% of the adjusted loss or the minimum excess of HK$3,000
  9. Annual Claims Amount:
    • The period specified in the Certificate of Insurance for which we have agreed to accept, and you have paid or agreed to pay a premium should be in 12 consecutive months as a whole calendar year.

The quotation and the terms above may varies from time to time, our Company reserved the right to change without prior notice.


Property Information

(Not applicable for 3001 sq ft or above)


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