For a better experience, using Google Chrome to get the quote again.
We already support mobile version for Fire insurance.
The applicant must agreed and conformed to the below requirements to make the Fire policy effective:
- This insurance only for residential buildings;
- Online application does not accept coverage for Insured Premises older than 40 years.
- My home is built of / roofed with materials of bricks, stone or concrete.
- I have never been refused cover or have special terms and / or additional premium been imposed to me for any insurance of the same kind I am applying for.
- I haven't made any claims under any insurance related to my application within the past 2 years.
- 10% of the adjusted loss or the minimum excess of HK$10,000, whichever higher;
- Limited to Residental area / usage;
- No cancellation and premium refund are allowed for this fire insurance certificate and policy;
- Annual Claims Amount:
- The period specified in the Certificate of Insurance for which we have agreed to accept, and you have paid or agreed to pay a premium should be in 12 consecutive months as a whole calendar year.
The quotation and the terms above may varies from time to time, our Company reserved the right to change without prior notice.
The replacing cost for the insured property suffer any loss destruction or damage caused by fire, or by lightning, or by explosion of boilers or gas used for domestic purpose only(excluding foundation and drainage).