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Comprehensive vs Third Party

Motor CP vs TP

Coverage	Comprehensive	Third Party
Liability to Third Party Death or physical injury to Third Party - Maximum : HKD100,000,000.00 Damage to Third Party's property - Maximum : HKD2,000,000.00
Insured Vehicle The Insured Vehicle caused by accidental loss of or damage and requires repair costs
Medical Expenses Medical Expenses Physical injuries sustained by you / other Named Drivers in a car accident
Free Additional Benefit 24-hour Emergency Service (Assistance Hotline) ^ Personal Accident to the Named Driver(s) ^ No Claim Discount (NCD) Protection New for Old Replacement - Applicable to brand new vehicle only Windscreen Replacement ^ Towing Services ^ Claims Recovery Service
	Instant Quote	Instant Quote

Comprehensive	Third Party
Coverage
Liability to Third Party Death or physical injury to Third Party - Maximum : HKD100,000,000.00 Damage to Third Party's property - Maximum : HKD2,000,000.00

Insured Vehicle The Insured Vehicle caused by accidental loss of or damage and requires repair costs

Medical Expenses Medical Expenses Physical injuries sustained by you / other Named Drivers in a car accident

Free Additional Benefit 24-hour Emergency Service (Assistance Hotline) ^

Personal Accident to the Named Driver(s) ^

No Claim Discount (NCD) Protection

New for Old Replacement - Applicable to brand new vehicle only

Windscreen Replacement ^

Towing Services ^

Claims Recovery Service

Instant Quote	Instant Quote

^ Available on Comprehensive or Third Party designated plan

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保險網誌

Due to the severe situation of COVID-19, our Kwun Tong office will be closed for thorough sanitization, some services may be affected. The company will resume normal on Wednesday, September 7, 2022. We apologised for any inconvenience caused.

2022-09-04

Due to the severe situation of COVID-19, our Kwun Tong office will be closed today for thorough sanitization, some services may be affected. The company will resume normal on Monday, February 21, 2022. We apologised for any inconvenience caused.

2022-02-18

31/01/2022 office hours: from 9:00 a.m. to 1:00 p.m., sorry for any inconvenience caused

2022-01-24

31/12/2021 office hours: from 9:00 a.m. to 4:00 p.m., sorry for any inconvenience caused

2021-12-29

Online Apply Motor Insurance and Enjoy Esso Synergy™ Petrol Discount HK$4.2/L

2021-11-08
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2023-09-25

【準備港車北上？】立即了解「等效先認」附加險

2023-08-31

【網上車保客戶尊享】道路安全自駕神器優惠

2023-08-30

【Offer Ends】"Echoes Of The Thunder" Movie Tickets Registration

2023-08-30

Policy Exclusions

Major Exclusion:

Commercial vehicle or vehicle for commercial use;
Accident happened out of HKSAR Region;
Ilegal driving or driving during license suspension;
Racing;
Dangerous driving, drunk driving, drug driving;
Diagnosis by doctor that one is not suitable for driving;
The insured vehicle is being driven by a person who is under 25 years of age or a person who has not held for a period of 2 years a driving license.

This is not a complete list of exclusions. Please read your policy or Certificate of Insurance carefully for a full listing of exclusions. If you have any questions please contact us for details.

Accident and Claims Handling

Refrain from blaming or taking fault: Call the police and stay calm.
If you or other driver or passengers are injured, remain on scene and do not move your car until police arrive.
Without the prior written permission of China Ping An Insurance (Hong Kong) Co., Ltd, you are not allowed to commit any compensation arrangement, otherwise you yourself have to shoulder your responsibility.
Please take note of the below information from other driver, for the claim of third party liability.
1. Name(s) of Car Owner and Driver
2. Contact Tel No. and Address
3. Registration Mark of the vehicle;
4. The name of insurer with policy number;
Report to Police within 24 hours.
if the accident was the fault of another driver, you must report to police within 10 days.
Complete and submit the claim form to us within 21 days from the date of accident, no matter which party should be responsible for the accident.
Without prior consent from CHINA PING AN INSURANCE (HONG KONG) COMPANY LIMITED, please do not carry out any repair work. (only applicable for Comprehensive)
Forward and unanswer all correspondences from Third Party and/or courts/police summons to the Insurers for handling.